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FREE COMPUTERS
By
Tim Duffy
Free or not so free you be the judge!
Well it has come pass. It has only been about a year since the computer prices dropped below $1,000. I said at that time that if they continued to drop they would go the way of cell phones and give you a free computer if you signed up with an Internet service provider. Just this past week Internet service providers along with retail stores offered a free computer if you signed up for at least three years at between $19.95 and $21.95 per month. All of these deals have since expired. But do not worry, they will be repeated because they were so successful. "E- machines just flew off the shelf" according to one employee of Staples, the office supply store. The term free is not quite true. You are responsible for the state sales tax, postage and any interest that may be applied to your credit card while waiting for the rebate. You heard right, This credit card offer is restricted to people that have credit cards with a credit limit sufficient to make the purchase.
What if you do not like the deal?
That's right. What if you do not like the service provider which you signed up with and committed to for 3 + years?
What if the computer turns out to be less than you need?
There is a way out; however, it is not cheap. You have to reimburse the service provider for any rebates you received plus a $50 cancellation fee. Bottom line! This can be a very good deal if you follow some simple rules.

#1 Check out the service provider. Make sure that they have access numbers in your area. Also, ask friends and relatives, about their knowledge of this provider because three years with a bad provider can seem like an eternity.

#2 Fully check out and examine the computer. Ask yourself will you just be surfing the net? Will you do other things with the computer such as play high speed Graphics games, use voice recognition software etc? Find out if this computer is going to meet your present and future needs. Finding out a few months down the road that the computer you got free will not really serve your needs can make for a real frustrating experience.

#3 Pay off your credit card as soon as you receive the rebate check! Better yet some of the offers will credit the rebate to your card. Take this option if it is offered, as you will save the interest.

#4 The offers I have seen give you the option of paying in advance for the 3 years of service or paying by the month. Always pay by the month. There is no advantage to paying in advance; however, there is a disadvantage- the interest that you will pay on your credit card.

One final caution. It has been my experience that it can take five to six months to receive your rebate.
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