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How to get your credit reports
How can I get a copy of my credit report
Consumers are entitled to one free credit report every 12
months from TRW/Experian-Equifax-Trans-Union
Free Annual Credit Report

  • TRW/Experian http://www.experian.com/ 
    PO Box 8030 
    Layton, Utah 84041-8030 
    Cost: $8.00 (see exceptions link below) Procedure: In writing only Phone:(800) 682-7654 (800) 422-4879 TRW will supply credit reports from an automated system by calling 800 392-1122. 

  • http://www.equifax.com/
     PO Box 740241 
    Atlanta, GA 30374-0241. 
    FAX request to: (404) 612-2668 
    Cost: $8.00 (Maryland +$5.00, ME & MT +$3.00) Procedure: Write or fax Phone:(800) 685-1111 (800) 525-6285 

  • Trans-Union http://www.transunion.com/index.jsp 
    P.O. Box 390 
    Springfield, PA 19064-0390 
    Phone: To order Credit Report (800) 888-4213
    Dispute Resolution (800) 916-8800
    Fraud (800) 680-7289

    Cost: $8.00 individual, $16.00 husband & wife Procedure: Write or call 610-933-1200 (call *only* if denied credit in last 60 days) 

    Please have the following information on-hand when you call. All of the information is needed to compile a complete and accurate copy of your credit report. Full name (including generation, such as Jr., Sr., III) Current and previous addresses (for a five-year period) with zip codes (if you have moved within the past six months, include two proof documents such as copies of a utility bill, credit card billing statement, or driver license.) Spouse's first name, if married Social Security number Date of birth.

Know your consumer credit rights.

What Is Fair In Debt Collections?

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