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Supermarket
Club Cards
by
Tim Duffy
No Club CardsTM**
Club cards-a phenomena of the 90's. Their purpose is to build customer loyalty to a particular chain by making it appear that you are saving a great deal of money by using the card every time you shop.
Supermarket Club Cards a good deal?
Supermarket Club Cards are a very good deal but not for you the consumer. They also are not a good deal for the managers and employees that have to deal with them. The only real winners in the Supermarket Club Card game are the supermarkets themselves and the companies that sell the data to other marketing companies.
Do you save money?
You do save money when you use the card; however these are not real true savings. Let me explain! When a supermarket decides to develop a Club Card program they tell the consumer that this is to eliminate coupons and they are passing savings along to them. This is exactly what the Safe-Way chain did when they came out with their green card that would save the forests and save you, the shopper, money. So what savings are you getting? I call them Ghost Savings or as a magician friend of mine would say "smoke and mirrors".
People are shoppers but they do not shop!
People buy into this because people are creatures of habit. They generally go to the nearest store in their neighborhood. They have developed a relationship with the manager, the clerks, stock people etc. The majority are unaware of the actual money they could save by just doing a very small amount of research. Well, I have done the research here in Southern California and in Upstate New York and this is what I found.* When you shop in a club card store you will invariably hear announcements over the PA system telling you that you're saving 13%, 14% or more off your grocery bill by using their club card. This is repeated often and is a way to subliminally convince your mind that you are a smart shopper and to further reinforce this they print the ghost savings on your receipt. I have found the opposite to be true you spend more in a club card store. I have also found that in every area that has club cards there is also a chain that not only does not have club cards but has lower prices overall, a lot lower than the club card stores.
Not all non-club card stores have lower prices.
An example of this is Albertson's and Stater Brothers, two supermarket chains in Southern California. Neither offer club cards but Albertson's prices are a lot higher than Stater Brothers so you may have to check more than one market chain to find one that is truly lower.
Update Albertson's now has Club Cards along with high price's
Why should I really care?
Well, it is a lot more than a couple of pennies. It can amount to $500.00 or more in savings per year and this is each and every year. Could not you use an extra five hundred a year?
The worst feature!
The worst thing about club cards is your Privacy! There is none! The supermarket saves a record of all of your purchases and they sell this information to marketing companies. One such company is Catalina Marketing in Florida. Catalina Marketing in turn sells the data to other companies.
TV Transcript
I recommend this site:
Consumers Against Supermarket Privacy Invasion
* Stores researched:
Vons, Albertson's, Stater Brothers, Wegmans, Ralph's, Grand Union, Giant Markets, Cosco-Priceclub***. *** With Cosco-Priceclub you even have to pay for a membership card each and every year. (Now that's a real deal-you have to pay for permission to shop there!)
** Stater Brothers owns the copyright and has applied for Trade-Mark status and has granted Tim Duffy permission to use.

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