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No
this has nothing to do with whether you pay your bills on
time or not, and your microwave will not affect your credit
report.
However your microwave can prevent you
from being able to use your credit card!
How you ask? Your microwave oven uses a
device called a Magnetron. Which creates a field of magnetic
energy so placing a wallet or purse on top of a microwave
oven and then cooking a TV dinner, or warming something up.
There is a high degree of likely hood this will take the
information off the magnetic strip on the back of your
credit card. Rendering it useless at the checkout counter.
There are several other ways the magnetic
strip on the back of your credit card can be deleted. Most
people have more than one credit card and if you put two
cards back-to-back with the magnetic strips touching you
stand a very strong chance of erasing the
information on both cards.
Another way the information can be erased
from your credit card is at the checkout counter. Some
stores use little security stickers to prevent shoplifters
these have to be removed at the checkout, they use a small
flat surface with a Demagnetizer to remove the Security
tags. If you should accidentally happen to place your credit
card on this surface it will remove your information.
There is also myth that an airport
security checkpoint can effect credit cards. This is simply
not true! Airports use X-rays that can't harm your credit
cards, Videotapes, Computer disks.
Caution with the new scanning equipment being used at
airports there are special precautions to take with camera
film. The Federal
Transportation Security Administration will give you the
full details on how to protect your film.
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